Apple does it
again and the tech world has literally gone mad. With the launch of its iPhone 13 models, it is no surprise that Apple had to brag a bit
with their latest release. As always, the phones with new features and functionality for iPhone lovers.
Remember when Apple
finally made the switch to OLED
displays. Although Apple is always a little late introducing the latest technology like
their competitors, it is great news for those that wait for it on an iPhone. I am sure videographers, photographers, and
creative ones on YouTube are ready to get excited about the new features of the latest iPhone 13 model.
If all you do
is browse the web, check emails and Facebook, you are most likely not going to get excited about the latest features and you probably upgrade when your phone when have to; however, there are those that just can't wait to stand in a line the night before the new iPhone 13 is released. However, with the change to 5G and other new latest features introduced with the iPhone 13, you may want to consider upgrading your iPhone.
Few important questions
you should ask for yourself:
§ I am covered for loss and theft?
§ How much is my deductible if something
happens?
§ If I decide to cancel my warranty, what is my
penalty?
§ Am I covered for liquid damage? Both spills
and immersion?
§ How will I be charged? One time or can I break
it up into monthly payments?
§ Will your replacement phone be the same model
as your current phone?
§ Am I guaranteed to get a replacement by a
certain time?
§ How many claim replacements am I allowed?
With this new
release of the iPhone 13 models, there is no surprise that companies are
fighting for your business to protect your latest and greatest iPhone. One thing
for sure is that you have many iPhone
insurance coverage options
available to you; you just have to decipher which plan will be ideal for your
custom needs. Participating phone carriers have already announced their
coverage for the iPhone 13 models such as Verizon, AT&T, Sprint,
T-Mobile, Boost Mobile, Clear, Clear Wire, and Metro PCS.
For example, Verizon’s Extended Limited Warranty*
does not cover liquid damage or batteries, but these areas are covered under Securranty’s
wireless phone protection, who is a long-time official Verizon partner. (If you
choose Verizon’s Extended Warranty but not the Securranty iPhone
Protection Plan, be sure to
familiarize yourself with the differences.)
For many, price is the most important factor in
choosing a cell phone insurance program. The upfront price you see may be great but you
have to keep in mind the deductible cost if something were to actually happen
to your device. Usually, a “cheaper” monthly fee will most likely result in a
higher deductible. Also, take into consideration state laws and how they may
vary in the plan terms and conditions.
AppleCare and AppleCare+ Program:
Keep in mind that
when you purchase your iPhone 13, you will have one year of
standard manufacturer warranty and 90 days (from the original purchase date)
for phone support, otherwise expect to pay $30 per call to Apple). You cannot
decide to buy AppleCare+ after your standard year has ended and you must purchase it within 60 days of purchasing the phone. Apple Care program for loss and theft has a high deductible and some conditions apply.
If you chose to be
brave and have absolutely no iPhone
warranty, replacing a cracked screen would cost $149 - $349 depending on the model. If you have a habit of breaking your screen, then having the warranty or insurance will
provide peace of mind and protect your wallet and your fingers from having to
use a cracked screen phone.
Are you ready to get a free quote from the best cell phone insurance provider? Click here and get a free quote in 2 minutes and have peace of mind that your new iPhone 13 model is insured.
