Self-insurance is most natural instinct. Companies or K-12 Schools believe they will save money by not buying insurance for their iPads, Chromebooks or laptops and repairing their own damaged devices. However, they may underestimate how often electronic devices breakdown and require repair and how long it takes to get the devices repaired or replaced if need be. This delay leads to downtime for the employee working in the field and adversely impacts productivity and morale.

Learn some key features of picking your laptop's insurance provider.